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Reduce Fraud & Operational
Losses with PAAY
Losses with PAAY
Increase Acceptance Rates
PAAY provides issuers with additional data, so they are better informed and accept more payments.
Reduce False Declines
PAAY provides you with authentication data to improve internal fraud algorithms and risk-based workflows.
Shift the Fraud Liability
PAAY shifts the fraud liability onto the card issuer to shield your account from costly and time-consuming chargebacks.
Save Time, and Money
PAAY decreases time and resources spent on disputes, manual reviews, and fraud prevention.
Certified By:
Authenticating Online Purchases at Scale
As a certified provider of EMV 3DS, we have built a simple, secure, and seamless solution that allows consumers to authenticate themselves without adding friction to the payment process. By using risk-based authentication, everything happens behind the scenes.
- 01 Cardholder enters cart checkout
- 02 Authentication occurs behind the scenes
- 03 Transaction is sent for processing
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Be PSD2 Ready
with PAAY
with PAAY
As of now, EMV 3DS is the only tool available to perform SCA on purchases made via credit card for PSD2 compliance.
PAAY supports SCA by enabling the use of two-factor authentication. Its flexibility allows issuers to accommodate their authentication preferences, and using risk and regulatory factors, issuers decide how the customer will be authenticated. For example, using a one-time-passcode, knowledge-based questions, or biometrics.
Schedule a Free Consultation
Visa Global Registry of Service Providers
