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The Transaction Add-On that Truly Adds-up
Increase Acceptance Rates by up to 11%
More than 16% of e-commerce sales are declined because the issuer does not have enough information to authorize the purchase. We can do better. Find out how PAAY provides issuers with the data they need to authorize transactions and increase your acceptance rates.
Download Case Study
Eliminate up to 90% of Chargebacks
When a customer calls their bank and claims they “didn’t make the purchase,” it shouldn’t be on you to refund the buyer. Instead, PAAY shifts the chargeback liability off of you, and onto the issuing bank. Yup, that’s right. The chargeback doesn’t hit your account. Find out more.
Download Case Study
How PAAY Works
PAAY is a certified provider of EMV 3DS (also known as 3DS2). Our solution is completely frictionless, and authenticates cardholders with no interruption to the customer experience at checkout. Each time a transaction is authenticated, it is protected.
- 01 Cardholder enters cart checkout
- 02 Authentication occurs behind the scenes
- 03 Transaction is sent for processing
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Certified By:
Pricing
Say goodbye to setup and integration fees! We do not charge for merchant integrations. We’re here to make 3DS simple.
Monthly Volume
Our Fee
Under 15M transactions / month
Starts at 10¢/authentication request
Over 15M transactions / month
Please speak to a sales representative
Partner Platform Access
Our Fee
Classic
Included
White Label
BETA - Please speak to a sales representative
Enterprise
$1,000/month
Visa Global Registry of Service Providers
